1. Who we are
Alphacon Capital Pty Ltd (ABN pending) operates as a private lending business providing short-term commercial mortgage finance to companies and trusts. We are not a regulated credit provider under the National Consumer Credit Protection Act 2009 (NCCP) — all lending is for commercial purposes to entities with an active ABN.
2. What personal information we collect
We may collect the following personal information:
- Name, email address, phone number
- Business name, ABN/ACN, director details
- Property addresses and estimated values
- Loan amount, purpose, and exit strategy
- Information provided during our online assessment tool
- Documents uploaded during the deal process (identification, financial statements, property documents)
3. How we collect information
We collect personal information:
- Directly from you — via our online assessment tool, application forms, emails, and phone conversations
- From third parties — including mortgage brokers, accountants, solicitors, valuers, and credit reporting bodies
- From public sources — including ASIC, ABN Lookup, and property data providers
4. Why we collect information
We use your personal information to:
- Assess your loan enquiry and provide an indicative assessment
- Verify your identity and conduct due diligence (AML/CTF obligations)
- Process and manage your loan application
- Communicate with you about your application and our services
- Comply with our legal and regulatory obligations
5. Who we may disclose information to
We may share your information with:
- Our funding partners and their credit teams (for the purpose of assessing your loan)
- Valuers, solicitors, and settlement agents involved in your transaction
- Credit reporting bodies (Equifax, Illion) for identity verification
- AUSTRAC and other regulatory bodies as required by law
- Our technology service providers (hosting, email) who are bound by confidentiality obligations
We will not sell your personal information to third parties for marketing purposes.
6. Data security
We store personal information in secure, encrypted cloud-hosted databases with access restricted to authorised personnel. We take reasonable steps to protect your information from misuse, interference, loss, unauthorised access, modification, or disclosure.
7. Your rights
Under the Privacy Act 1988, you have the right to:
- Request access to the personal information we hold about you
- Request correction of any inaccurate information
- Withdraw your consent to our collection or use of your information
- Make a complaint about how we handle your information
8. Online assessment tool
Our online loan assessment tool uses artificial intelligence to provide a preliminary indication of whether we may be able to assist with your enquiry. By using this tool, you consent to us collecting the information you provide for the purpose of assessing your loan enquiry and contacting you to discuss your needs. The assessment is not a credit decision, offer, or commitment to lend.
9. Contact
For privacy-related enquiries or complaints, contact us at:
Alphacon Capital Pty Ltd
Level 10, 100 Arthur Street, North Sydney NSW 2060
Email: hs@alphaconcapital.com.au